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JMS Capital Partners

Your #1 Source For All Your Real Estate Private Money Needs

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We Make Real Estate Investing Simple

At JMS Capital Partners, we pride ourselves on being both a trusted private money lender and an experienced private money broker, dedicated to helping investors achieve their real estate goals through smart, streamlined funding solutions. Our commitment to excellence starts with treating every client and transaction with the highest level of professionalism, transparency, and care.

We understand the relentless pace of the real estate investing world—the long hours, the rapid decisions, and the constant search for profitable opportunities. That’s why we’ve designed our lending and brokerage process to be as seamless as possible. From application to funding, our goal is to remove obstacles and make your journey toward success fast, simple, and stress‑free.

As both a direct lender and broker, JMS Capital Partners offers the best of both worlds: access to our in‑house capital and a vast network of private lenders nationwide. This dual advantage allows us to customize creative loan structures, negotiate competitive terms, and secure funding that truly fits your needs—whether you’re pursuing fix and flip projects, rental acquisitions, or long‑term holdings.

Our reputation as one of the country’s most trusted private financing firms is built on relationships. We are humbled that so many investors choose to work with us time and again, knowing we prioritize their success above all else.

Let JMS Capital Partners lead the way on your next investment. Experience the difference that comes from partnering with a lender and private money broker driven by integrity, speed, and results.

Build, grow, and scale your real estate success with JMS Capital Partners—where opportunity meets expertise.

no credit? no problem!

JMS Capital Partners does not have any minimum credit score requirements. The property is used to back the loan and ultimately qualifies you for the approval you are looking for. Regardless of your credit score, we have funding solutions available for all.

quick closings

JMS Capital Partners Loan Officers are committed to closing all loans in an expedient manner. It takes about 14 days to close after we receive all required documentation but receiving all documentation can take three to four weeks. Aim for 30 days whenever you can.

referrals

JMS Capital Partners is excited to introduce our new referral program exclusively for you! As a valued member of our network, we want to collaborate and build strong relationships that benefit everyone involved. By partnering with us, you have the opportunity to earn a generous referral bonus of $500 or more for each lead you send our way, resulting in a successful closing. See our referrals page for more info.

100% funding

JMS Capital Partners can provide 100% funding for purchase, rehab, and closing costs up to 70% of the ARV, as long as the numbers make sense and a joint venture is established. Whether new or experienced, investors have access to a variety of funding solutions for non-owner occupied real estate investments.

flexible rate terms

Traditional loans are bound by strictly enforced guidelines. JMS Capital Funding understands this business better and is willing to work with you to create a loan that works for you and your investment property.

joint venture

JMS Capital Partners provides creative funding solutions, to help investors achieve their real estate investing goals. Our primary focus is to partner with contractors and investors and provide them with up to a 100% funding for their real estate investment needs.