About Us

Welcome To JMS Capital Partners, Your #1 Source For All Your Real Estate Investing Private Money Needs

Welcome to JMS Capital Partners, where we redefine what it means to be a private money lender and private money broker. We take pride in being your committed partner on the path to building sustainable and lasting wealth through real estate investing.

Our founders, David and Julie Shepherd, have built a reputation anchored in a guiding belief: your success is our success. At JMS Capital Partners, every decision we make and every relationship we form is driven by the goal of empowering investors. We’re here to bridge the gap between your real estate vision and measurable, long‑term results through creative and efficient funding strategies.

Why Choose JMS Capital Partners

Proven Expertise

Our experienced team brings deep industry knowledge and insight to help guide your investment decisions with confidence and precision.

Tailored Solutions

Every investor’s journey is unique. That’s why we craft flexible, personalized funding plans designed to meet your specific goals, experience level, and timeline.

Comprehensive Services

We offer a full suite of real estate funding solutions including Private Money Lending, Joint Venture Funding, Commercial Loans, Ground Up Construction Loans, Bridge Loans, Jumbo Loans, Rental Loans, Fix and Flip Loans, Proof of Funds, Collateral DNA Reports, Debt Stack Reports, and Exclusive Off‑Market Leads nationwide—giving our clients a competitive edge in every market they enter.

Integrity and Trust

Transparency and ethical business practices are the foundation of JMS Capital Funding. Our clients rely on us because we communicate openly, act with honesty, and deliver on our promises.

Results Driven

Our long track record of successful partnerships and profitable deals is proof of our commitment to driving measurable results for our clients.

Funding Model

At JMS Capital Funding, we blend direct lending capacity with private money brokerage flexibility to provide investors access to private capital and an extensive network of lenders. This ensures competitive rates, fast approvals, and creative loan structures tailored to each deal.

Through our Joint Venture Program, we offer100% funding for purchase, rehab, and closing costs up to 70% of the After Repair Value (ARV) with no minimum credit score or experience requirements. Whether you’re just getting started or scaling your current operations, JMS Capital Funding is ready to partner with you for success.

Once you have a property under contract, connect with our team to begin the process. You Bring The Deal; We Bring The Money.

Our Team

With years of experience in private money lending, our network of trusted professionals has closed complex transactions across multiple markets. Whether your next opportunity is a fix and flip, rental acquisition, or refinance, our mission is to deliver funding solutions tailored to your unique goals.

Every transaction at JMS Capital Funding is handled with professionalism, efficiency, and care. We’re dedicated to closing your deals smoothly and helping you build lasting wealth through real estate.

Build, grow, and scale your real estate success with JMS Capital Funding, your trusted partner for smart, reliable, and results‑driven real estate financing.


Founder & CEO, JMS Capital Partners

David Shepherd, Founder and CEO of JMS Capital Partners, brings more than 30 years of global leadership and operational strategy to the company. As a cyber security consultant, David managed multi-national teams supporting municipalities and businesses across a range of industries, especially financial services, and oversaw multi-million dollar budgets and key technology initiatives.

David was the Vice President of an orthopedic surgery practice, where he led the expansion from a single location to seven multidisciplinary centers serving NY, NJ, and PA. His passion for using business as a force for good led him to organize emergency communications and volunteer teams after Hurricane Katrina, coordinate annual Habitat for Humanity and Chicago Public Schools renovation projects, coach youth sports, and serve as a council member and Finance Chair in his New Jersey city, where he founded the Economic Development Committee and championed local development and health initiatives.

David also facilitated free health screenings for first responders, raised funds for global clean water initiatives, and actively supported Mariano Rivera’s Refuge of Hope and Covenant House for homeless youth. He hosted weekly church youth groups and has long promoted responsible local business growth.

David holds an MBA in International Finance from Loyola University Chicago, and a BS in Accounting & Finance. As a seasoned real estate investor and owner of multiple rental properties, David has personally managed the rehab of numerous homes and condos. At JMS Capital Partners, he is dedicated to structuring creative financial solutions and putting client success above all else.

Julie Shepherd

Founder & President, JMS Capital Partners

Julie Shepherd brings 25 years of strategic communications and leadership to JMS Capital Partners. As the Founder and President of Accentuate Public Relations, she oversaw PR for clients ranging from innovative startups to global, publicly traded companies, successfully coordinating the launch of transformative products and technologies in automotive, law enforcement, ecommerce, travel, and retail. Through high-impact campaigns and savvy media relations, Julie helped dozens of organizations achieve record growth, acquisition, or public market success.

Earlier in her career, Julie led high-tech development teams at Chicago and Detroit PR agencies, advising North American and European startups on growth strategies. She directed promotional efforts for Monster Jam, Supercross, and major music events, consistently drawing top-tier media coverage and driving community engagement.

Julie is deeply dedicated to public service, having served as a New Jersey school board member, where she helped pass a $22 million referendum to expand local education and launch the Biotech Academy. In Illinois, she led her HOA to protect local schools from disruptive development, and has held board and marketing chair roles for various non-profit, environmental, athletic, and parent-teacher organizations. Julie also spent nearly two decades teaching Sunday school and leading high school youth groups at her church.

Julie earned her BA in Communications Studies from the University of Iowa. At JMS Capital Partners, she applies the full spectrum of her skills and experience to empower clients, believing that every investor’s success is a measure of her own.

Julie and David leverage their combined experience as seasoned real estate investors, community leaders, and business visionaries to ensure JMS Capital Partners is built on the belief that every client’s success is their success.